"1012",
        "VK_VERSION"     => "008",
        "VK_SND_ID"      => "uid100036",
        "VK_STAMP"       => "66333",
        "VK_AMOUNT"      => "91.5",
        "VK_CURR"        => "EUR",
        "VK_REF"         => "663337",
        "VK_MSG"         => "Order nr. 66333",
        "VK_RETURN"      => "http://localhost/payment/callback/bank/seb",
        "VK_CANCEL"      => "http://localhost/payment/callback/bank/seb",
        "VK_DATETIME"    => "2022-05-02T02:56:11+0300",
        "VK_LANG"        => "EST",
        "VK_ACC"         => "EE171010123456789017",
        "VK_NAME"        => "Veebimajutus",
        "VK_ENCODING"    => "UTF-8"
);
// STEP 3. Generate data to be signed
// ==================================
// Data to be signed is in the form of XXXYYYYY where XXX is 3 char
// zero padded length of the value and YYY the value itself
// NB! SEB expects symbol count, not byte count with UTF-8,
// so use `mb_strlen` instead of `strlen` to detect the length of a string
$data = str_pad (mb_strlen($fields["VK_SERVICE"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_SERVICE"] .    /* 1012 */
        str_pad (mb_strlen($fields["VK_VERSION"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_VERSION"] .    /* 008 */
        str_pad (mb_strlen($fields["VK_SND_ID"], "UTF-8"),  3, "0", STR_PAD_LEFT) . $fields["VK_SND_ID"] .     /* uid100036 */
        str_pad (mb_strlen($fields["VK_STAMP"], "UTF-8"),   3, "0", STR_PAD_LEFT) . $fields["VK_STAMP"] .      /* 66333 */
        str_pad (mb_strlen($fields["VK_AMOUNT"], "UTF-8"),  3, "0", STR_PAD_LEFT) . $fields["VK_AMOUNT"] .     /* 91.5 */
        str_pad (mb_strlen($fields["VK_CURR"], "UTF-8"),    3, "0", STR_PAD_LEFT) . $fields["VK_CURR"] .       /* EUR */
        str_pad (mb_strlen($fields["VK_REF"], "UTF-8"),     3, "0", STR_PAD_LEFT) . $fields["VK_REF"] .        /* 663337 */
        str_pad (mb_strlen($fields["VK_MSG"], "UTF-8"),     3, "0", STR_PAD_LEFT) . $fields["VK_MSG"] .        /* Order nr. 66333 */
        str_pad (mb_strlen($fields["VK_RETURN"], "UTF-8"),  3, "0", STR_PAD_LEFT) . $fields["VK_RETURN"] .     /* http://localhost/payment/callback/bank/seb */
        str_pad (mb_strlen($fields["VK_CANCEL"], "UTF-8"),  3, "0", STR_PAD_LEFT) . $fields["VK_CANCEL"] .     /* http://localhost/payment/callback/bank/seb */
        str_pad (mb_strlen($fields["VK_DATETIME"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_DATETIME"];    /* 2022-05-02T02:56:11+0300 */
/* $data = "0041012003008009uid1000360056633300491.5003EUR006663337015Order nr. 66333042http://localhost/payment/callback/bank/seb042http://localhost/payment/callback/bank/seb0242022-05-02T02:56:11+0300"; */
// STEP 4. Sign the data with RSA-SHA1 to generate MAC code
// ========================================================
openssl_sign ($data, $signature, $private_key, OPENSSL_ALGO_SHA1);
/* v9my4fZWzia2WWGiFJ3kcPYvs0e4li0cNrq06Mw4Jk6Mx8RnfgFYwAVNlt4rUki9vM4gG/Rpsq/Wgy8v0ce8BVBNDho6wI19LoSDOwpLQYzCOG276SctoJVC/tsPLhciOQ3AQy7AXatNCLBIfhdYmieTlcV4ErNK0lAlhG+4n3nWe4euf7k95Vac1j3+yeoOJbSRTuItidrMQUfOixM10SzOTQTzlEcrC4mcAb+sPBae46AL98xemFryk5thIhIodinZsEYVvQ6Kvf4in/GM7p4syugfJteIf/u0alzkJXU9j7XEk37xLNlLqjODuZsZ0YDPqSoaS+19YDc4Zrgswg== */
$fields["VK_MAC"] = base64_encode($signature);
// STEP 5. Generate POST form with payment data that will be sent to the bank
// ==========================================================================
?>
        
        Makse teostamise näidisrakendus "SEB"